Terms of use for our website and services
Last Updated: 28 July 2025
These Terms and Conditions constitute a legally binding agreement between you and KM Capital & Advisory Group P/L (trading as KM Lending Advisory) ABN 81682322265 regarding your use of this website and our services.
By accessing or using our website, you agree to be bound by these terms. If you do not agree to these terms, please do not use our website or services.
KM Lending Advisory operates as an Authorised Credit Representative (ACR 569878) under AFG's Australian Credit Licence (ACL 389087). We provide:
You may use our website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of KM Lending Advisory or our licensors and is protected by Australian and international copyright laws.
You may view and download content for personal, non-commercial use only. Any other use requires our written permission.
General Information:
Information on this website is general in nature and does not constitute personal financial advice. You should consider your specific circumstances and seek professional advice before making financial decisions.
No Guarantees:
We do not guarantee loan approval, specific interest rates, or particular outcomes. All credit applications are subject to lender approval and criteria.
Third Party Content:
We are not responsible for the content, accuracy, or availability of third-party websites linked from our site.
To the maximum extent permitted by law, KM Lending Advisory excludes all liability for any loss or damage arising from:
Our collection and use of personal information is governed by our Privacy Policy. By using our website, you consent to our privacy practices as outlined in our Privacy Policy.
These Terms and Conditions are governed by the laws of Australia. Any disputes will be subject to the exclusive jurisdiction of the Australian courts.
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Your continued use of the website after changes constitutes acceptance of the new terms.
If you have questions about these Terms and Conditions, please contact us:
KM Lending Advisory
Email: info@kmlendingadvisory.com.au
ABN: 81682322265
Credit Representative Number: 569878
We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.
KM Capital & Advisory Group P/L
Trading as KM Lending Advisory | ABN: 81682322265
ASIC Authorised Credit Rep Number Company: 569878
Credit Representative under AFG's ACL 389087
© 2025 KM Lending Advisory. All rights reserved.