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First Home Buyers

We guide first home buyers through the entire loan process — from understanding your borrowing power to securing pre-approval and settlement — making your first step into property smooth, simple, and successful.

Features

Access to a wide panel of lenders including major banks and specialist first home buyer products
Guidance on available government schemes (e.g. First Home Guarantee, stamp duty exemptions)
Personalised advice on structuring your loan to suit your future plans
Support with budgeting, deposit strategies, and pre-approval
Step-by-step assistance from application to settlement
Ongoing support and reviews to ensure your loan remains competitive

Benefits

Confidence in knowing exactly what you can afford
Potential to reduce upfront costs through grants and incentives
Avoid costly mistakes common to first-time buyers
Expert support through every step, from planning to post-settlement
Peace of mind knowing your finance is structured for long-term success

Our Process

Our process is designed to be simple, transparent, and efficient.

1

Discovery Call

We get to know your goals, income, and savings

2

Loan Strategy

We explain your options and recommend a lending path

3

Pre-Approval

We organise conditional approval so you can shop with confidence

4

Purchase Support

We work with your solicitor or conveyancer to help manage contract and finance timelines

5

Final Approval & Settlement

We handle all lender coordination to ensure a smooth settlement

6

Ongoing Advice

We stay in touch and assist you with future lending needs

KM Lending Advisory

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087

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