SMSF Loans

Loans for self-managed super funds to invest in property—navigate compliance and access specialist lenders.

Features

Access to lenders who offer SMSF-compliant limited recourse borrowing
Guidance on lender requirements for bare trusts, SMSF deeds, and corporate trustees
Clear communication with your accountant or financial adviser to align lending with fund strategy
Support navigating contribution limits, valuation rules, and servicing calculations specific to SMSFs
Residential and commercial SMSF loan options available

Benefits

Ability to invest in property through your superannuation
Loan structure designed to comply with SMSF and LRBA regulations
Confidence knowing you're working with a broker experienced in SMSF lending
Reduced risk of loan delays or rework due to incorrect documentation
Ongoing lending support as your fund strategy evolves

Our Process

Our process is designed to be simple, transparent, and efficient.

1

Initial Review

We review your SMSF setup, trustee structure, and property plans

2

Lender Selection

We identify lenders that meet SMSF loan criteria and suit your goals

3

Documentation Preparation

We help compile and lodge your application, ensuring all required SMSF and bare trust documents are provided

4

Purchase Support & Coordination with Advisers

We work closely with your accountant, solicitor, or financial planner to ensure compliance, alignment and help manage contract and finance timelines

5

Settlement Support

We manage the loan through to settlement, including lender communication and timing coordination

6

Post-Settlement Guidance

We provide ongoing support for future property purchases or refinancing within your SMSF

KM Lending Advisory

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087

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