Cash Flow Lending

Flexible funding to support your business cash flow needs—get fast approvals and tailored solutions for your business.

Features

Unsecured business loans from $5,000 to $500,000

Lines of credit, invoice finance, and short-term cash flow facilities

Fast approvals — often within 24–48 hours

Flexible loan terms (3 to 36 months) with daily, weekly, or monthly repayments

Options for start-ups, established businesses, and ABN holders

Improve business cash flow without disrupting your existing loan structure

Access funds quickly for wages, inventory, tax payments, or urgent costs

No need to offer property as security in most cases

Keep your business moving while waiting on receivables or seasonal revenue

Simple application process with minimal documentation

Our process is designed to be simple, transparent, and efficient.

We review your business needs, trading history, and funding urgency

We match you with lenders based on speed, loan type, and repayment profile

We gather bank statements and complete your application efficiently

We negotiate competitive terms and present the best offer(s)

Once accepted, funds are typically transferred within 24–48 hours

We assist with top-ups or future working capital needs as your business grows

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087