Medico Loans

Specialist finance for medical professionals—access exclusive policies, higher LVRs, and tailored support for your practice or property needs.

Features

Access to lenders offering up to 90–95% LVR with no Lenders Mortgage Insurance (LMI) for eligible medical professionals

Specialised policies for both residential owner-occupied and investment properties

Commercial property loans for practices, clinics, and medical suites

Flexible income verification for contractors, practice owners, and those with complex income

Loan structuring across personal, trust, or company names

Lower upfront costs with waived LMI, saving tens of thousands of dollars

Greater borrowing power with flexible income treatment and policy exceptions

Tailored finance options whether you're starting, growing, or investing in your practice

Access to specialised brokers who understand the unique financial profile of medical professionals

End-to-end guidance with minimal paperwork and proactive support

Our process is designed to be simple, transparent, and efficient.

We understand your role (e.g. GP, dentist, specialist), income structure, and goals

We identify lenders that offer medical-specific benefits based on your qualifications

We tailor your application based on income, ownership structure, and property type

We manage the entire process to ensure smooth and timely outcomes

We assist with future lending needs including practice expansions, equipment finance, or personal property purchases

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087