Construction Loans

Tailored finance for building or renovating property—get expert support from land settlement to final inspection.

Features

Construction loans with progressive drawdowns based on build stages

Guidance through land settlement, builder contracts, and fixed-price requirements

Loan structuring for owner-builders, investors, and developers

Coordination with your builder, solicitor, and lender throughout the build

Access to lenders who support construction under trusts or companies

Finance that aligns with your construction timeline and cash flow needs

Pay interest only on funds used during each stage of the build

Support navigating bank requirements and avoiding delays

Avoid costly mistakes common in construction finance

Confidence with end-to-end guidance from land purchase to final inspection

Our process is designed to be simple, transparent, and efficient.

We assess your build plans, land status, and borrowing capacity

We secure finance approval and help you choose a loan structure that fits your build

We assist with lender requirements for builder selection and fixed-price contract verification

We manage each stage claim with your lender and builder

Once your build is complete, we finalise the loan and convert it to a standard repayment structure

We stay in touch for refinancing, future builds, or equity release

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087