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Investment Loans

Finance solutions tailored for property investors—maximise your borrowing power, structure your loans for growth, and get expert support for your portfolio.

Features

Access to lender policies that favour investors (including interest-only, equity release, and cross-collateralisation)
Guidance on structuring loans under personal, trust, or company names
Loan options with offset accounts, redraw, and flexible repayment terms
Pre-approval support for quick purchases in a competitive market
Insights on lender appetite for high-LVR or high-yielding investment properties

Benefits

Tailored finance that supports tax efficiency and portfolio growth
Maximise your borrowing power through strategic loan structuring
Reduce out-of-pocket costs through interest-only or offset-linked lending
Confidence in navigating complex loan scenarios across multiple properties
Ongoing lending advice as your portfolio evolves

Our Process

Our process is designed to be simple, transparent, and efficient.

1

Investor Profile Review

We assess your current position, goals, and future plans

2

Lending Strategy

We model different structures and loan types based on your scenario

3

Pre-Approval

We prepare your file for quick approvals on new purchases

4

Purchase Support

We work with your solicitor or conveyancer to help manage contract and finance timelines

5

Settlement

We coordinate with your legal and conveyancing team to ensure a smooth close

6

Portfolio Review

We provide ongoing support as your strategy or market conditions change

KM Lending Advisory

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087

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