Frequently Asked Questions

Find answers to common questions about our products. Can't find what you're looking for? Contact our support team.

We offer comprehensive lending services including home loans, investment loans, refinancing, commercial property finance, construction loans, SMSF loans, and business finance. We work with 82 lenders to find you competitive rates and terms.

Our services are typically free to you as we receive commission from lenders. We're transparent about any fees and will always explain costs upfront. Our goal is to save you money through better rates and terms.

The timeline varies depending on the loan type and complexity. Simple home loans can be approved in 1-2 weeks, while more complex applications may take 4-6 weeks. We'll keep you updated throughout the process.

Absolutely! We specialize in helping first-time buyers navigate the home buying process. We'll explain government grants, stamp duty concessions, and help you understand all the costs involved in buying your first home.

Yes, we have extensive experience with investment property loans. We can help you structure loans for multiple properties, understand tax implications, and build your property portfolio strategically.

Typically you'll need proof of income (payslips, tax returns), identification, bank statements, and details of your current financial situation. We'll provide a complete checklist based on your specific circumstances.

The best way to get started is to book a free discovery call. We'll discuss your goals, review your situation, and explain how we can help. You can book online or contact us directly.
KM Lending Advisory

We guide you through complex lending scenarios with personalised advice, ensuring your finance is structured for long-term success.

KM Capital & Advisory Group P/L

Trading as KM Lending Advisory | ABN: 81682322265

ASIC Authorised Credit Rep Number Company: 569878

Credit Representative under AFG's ACL 389087

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