We Make the Complex Feel Easy

No matter how tricky your situation, we'll guide you through it — step by step

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Personalised lending advice for complex needs

Whether you're buying your first home, refinancing, or structuring a trust-backed investment portfolio, KM Lending Advisory offers expert guidance and tailored loan solutions — with clarity, care, and no jargon.

10+Years of Experience

500+Commercial and Home Loans Written

Our Services

Comprehensive lending solutions for all your financing needs.

Access to 82 Lenders

We work with Australia's leading banks and lending institutions to find you the competitive rates and terms.

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Our Process

Our process is designed to be simple, transparent, and efficient.

Discovery Call

We start with a friendly chat to understand your goals, financial situation, and any complexities. This is obligation-free.

We Do the Homework

We assess your scenario in detail — running the numbers, reviewing lender policies, and identifying the best structure.

Personalised Loan Strategy

You'll receive tailored loan options — not just rates, but structures designed for your short- and long-term goals.

We Handle the Application

Once you're confident to move forward, we manage the entire loan process. You'll always know what stage you're at.

Approval & Settlement Support

When the loan is approved, we guide you through settlement and make sure nothing falls through the cracks.

Ongoing Support

We stay in touch after settlement, reviewing your loan regularly and being available if your circumstances change.

Testimonials

Hear what our customers have to say about us.

Karan at KM Lending Advisory was awesome to work with during the pre-approval process. He took the time to answer my questions, making everything super clear and easy to understand. Felt like he genuinely cared and had my back the whole way. Would definitely recommend if you're looking to get pre-approved without the usual stress

James Duong

I could not recommend Karan’s services more. He assisted me in refinancing my mortgage and made the process smooth and seamless. He communicates regularly, and carries out his work with utmost professionalism. Well done Karan!

Vineet Pardikar

We recently worked with Karan to secure a renovation loan, and we couldn’t be happier with the entire experience. From the start, Karan really listened to our needs and understood that the big banks just weren’t offering solutions that suited us. He went above and beyond to find a lender and loan structure that was tailored perfectly to our situation.

Roxy Dietrich

Karan helped my partner and I secure our construction loan and was professional and supportive throughout the whole process. He made sure we felt confident every step of the way. We’re very thankful for his help and highly recommend working with him. We’ll definitely be doing more business with him in the future.

Ronnie Dalisay

I had a great experience working with KM Lending Advisory!! They helped secure the best deal on the market, including exclusive broker-only offers I wouldn’t have found on my own. Communication was excellent — they kept me updated throughout the process and made everything easy to understand. Highly recommend if you’re looking for a reliable and knowledgeable mortgage broker!!

Alex

Karan is truly gifted in his financial advisory and relationship management skills. The speed at which he works has been mindboggling. He worked on our loan till 2am in the morning just to make sure we settle on time. I would recommend Karan any day and super glad we are in safe hands.

Anusha R